Saturday, 11. January 2020, Virtual Properties Realty, Credit and Mortgage Approval 25 Hour Post Course OR 3 CE Hours Free Duluth

from 11. January 2020 - 9:30 till 12:30

Virtual Properties Realty

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Event description
                                                     

Credit and Mortgage Approval 25 Hour Post License Course3 Hour FREE CE Credits
It's getting easier to get approved for a mortgage.
According to the Federal Reserve, banks are loosening mortgage standards nationwide; and, lenders are now approving more applications than during any period this decade.
Lenders now treat credit card debt, medical collection accounts, and student loans completely differently than hey have in the past, which is helping first-time home buyers and refinancing households.
When lenders review your home loan application, they evaluate several criteria, such as your credit score, debt-to-income ratio, and maximum available down payment, as well as your job stability and history. Every applicant's situation is different, of course, but these are the major factors we consider.We will take a look at:

New credit score changes
New mortgage underwriting guidelines and loan limits
New loan pre-qualification process
New buzz words in the housing industry
Affordability and sustainability
Obtaining loan approval – how to maintain your pre-approval during housing hunting
How to pay off your home less than 30 years

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Let’s help the buyer know how much they can spend on a home so they can shop for homes within their price range and be ready for an offer negotiation.
My CE Class, LLC #5914 |Expires 12/31/20 | Instructor: Cathy McDaniel In-Class Course | Continuing Education | classeswithcathy@gmail.com Text: 404-550-0775 - Virtual Properties Realty 770-495-5050      
                                                    

Credit and Mortgage Approval 25 Hour Post Course OR 3 CE Hours Free Duluth, Virtual Properties Realty event

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